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uldn't enter into that now。 You may renew your motion at the close of the defendants' case。 Motion denied。〃
District…Attorney Shannon； who had been listening attentively； sat down。 Steger； seeing there was no chance to soften the judge's mind by any subtlety of argument； returned to Cowperwood； who smiled at the result。
〃We'll just have to take our chances with the jury；〃 he announced。
〃I was sure of it；〃 replied Cowperwood。
Steger then approached the jury； and； having outlined the case briefly from his angle of observation； continued by telling them what he was sure the evidence would show from his point of view。
〃As a matter of fact； gentlemen； there is no essential difference in the evidence which the prosecution can present and that which we； the defense； can present。 We are not going to dispute that Mr。 Cowperwood received a check from Mr。 Stener for sixty thousand dollars； or that he failed to put the certificate of city loan which that sum of money represented； and to which he was entitled in payment as agent； in the sinking…fund； as the prosecution now claims he should have done； but we are going to claim and prove also beyond the shadow of a reasonable doubt that he had a right； as the agent of the city； doing business with the city through its treasury department for four years； to withhold； under an agreement which he had with the city treasurer； all payments of money and all deposits of certificates in the sinking…fund until the first day of each succeeding monththe first month following any given transaction。 As a matter of fact we can and will bring many traders and bankers who have had dealings with the city treasury in the past in just this way to prove this。 The prosecution is going to ask you to believe that Mr。 Cowperwood knew at the time he received this check that he was going to fail； that he did not buy the certificates； as he claimed； with the view of placing them in the sinking…fund； and that； knowing he was going to fail； and that he could not subsequently deposit them； he deliberately went to Mr。 Albert Stires； Mr。 Stener's secretary； told him that he had purchased such certificates； and on the strength of a falsehood； implied if not actually spoken； secured the check； and walked away。
〃Now； gentlemen； I am not going to enter into a long…winded discussion of these points at this time； since the testimony is going to show very rapidly what the facts are。 We have a number of witnesses here； and we are all anxious to have them heard。 What I am going to ask you to remember is that there is not one scintilla of testimony outside of that which may possibly be given by Mr。 George W。 Stener； which will show either that Mr。 Cowperwood knew； at the time he called on the city treasurer； that he was going to fail； or that he had not purchased the certificates in question； or that he had not the right to withhold them from the sinking…fund as long as he pleased up to the first of the month； the time he invariably struck a balance with the city。 Mr。 Stener； the ex…city treasurer； may possibly testify one way。 Mr。 Cowperwood； on his own behalf； will testify another。 It will then be for you gentlemen to decide between them； to decide which one you prefer to believeMr。 George W。 Stener； the ex…city treasurer； the former commercial associate of Mr。 Cowperwood； who； after years and years of profit； solely because of conditions of financial stress； fire； and panic； preferred to turn on his one…time associate from whose labors he had reaped so much profit； or Mr。 Frank A。 Cowperwood； the well…known banker and financier； who did his best to weather the storm alone； who fulfilled to the letter every agreement he ever had with the city； who has even until this hour been busy trying to remedy the unfair financial difficulties forced upon him by fire and panic； and who only yesterday made an offer to the city that； if he were allowed to continue in uninterrupted control of his affairs he would gladly repay as quickly as possible every dollar of his indebtedness （which is really not all his）； including the five hundred thousand dollars under discussion between him and Mr。 Stener and the city； and so prove by his works； not talk； that there was no basis for this unfair suspicion of his motives。 As you perhaps surmise； the city has not chosen to accept his offer； and I shall try and tell you why later； gentlemen。 For the present we will proceed with the testimony； and for the defense all I ask is that you give very close attention to all that is testified to here to…day。 Listen very carefully to Mr。 W。 C。 Davison when he is put on the stand。 Listen equally carefully to Mr。 Cowperwood when we call him to testify。 Follow the other testimony closely； and then you will be able to judge for yourselves。 See if you can distinguish a just motive for this prosecution。 I can't。 I am very much obliged to you for listening to me； gentlemen； so attentively。〃
He then put on Arthur Rivers； who had acted for Cowperwood on 'change as special agent during the panic； to testify to the large quantities of city loan he had purchased to stay the market； and then after him； Cowperwood's brothers； Edward and Joseph； who testified to instructions received from Rivers as to buying and selling city loan on that occasionprincipally buying。
The next witness was President W。 C。 Davison of the Girard National Bank。 He was a large man physically； not so round of body as full and broad。 His shoulders and chest were ample。 He had a big blond head； with an ample breadth of forehead； which was high and sane…looking。 He had a thick； squat nose； which； however； was forceful； and thin； firm； even lips。 There was the faintest touch of cynical humor in his hard blue eyes at times； but mostly he was friendly； alert； placid…looking； without seeming in the least sentimental or even kindly。 His business； as one could see plainly； was to insist on hard financial facts； and one could see also how he would naturally be drawn to Frank Algernon Cowperwood without being mentally dominated or upset by him。 As he took the chair very quietly； and yet one might say significantly； it was obvious that he felt that this sort of legal…financial palaver was above the average man and beneath the dignity of a true financier in other words； a bother。 The drowsy Sparkheaver holding up a Bible beside him for him to swear by might as well have been a block of wood。 His oath was a personal matter with him。 It was good business to tell the truth at times。 His testimony was very direct and very simple。
He had known Mr。 Frank Algernon Cowperwood for nearly ten years。 He had done business with or through him nearly all of that time。 He knew nothing of his personal relations with Mr。 Stener； and did not know Mr。 Stener personally。 As for the particular check of sixty thousand dollarsyes； he had seen it before。 It had come into the bank on October 10th along with other collateral to offset an overdraft on the part of Cowperwood & Co。 It was placed to the credit of Cowperwood & Co。 on the books of the bank； and the bank secured the cash through the clearing…house。 No money was drawn out of the bank by Cowperwood & Co。 after that to create an overdraft。 The bank's account with Cowperwood was squared。
Nevertheless； Mr。 Cowperwood might have drawn heavily； and nothing would have been thought of it。 Mr。 Davison did not know that Mr。 Cowperwood was going to faildid not suppose that he could； so quickly。 He had frequently overdrawn his account with the bank； as a matter of fact； it was the regular course of his business to overdraw it。 It kept his assets actively in use； which was the height of good business。 His overdrafts were protected by collateral； however； and it was his custom to send bundles of collateral or checks； or both； which were variously distributed to keep things straight。 Mr。 Cowperwood's account was the largest and most active in the bank； Mr。 Davison kindly volunteered。 When Mr。 Cowperwood had failed there had been over ninety thousand dollars' worth of certificates of city loan in the bank's possession which Mr Cowperwood had sent there as collateral。 Shannon； on cross…examination； tried to find out for the sake of the effect on the jury； whether Mr。 Davison was not for some ulterior motive especially favorable to Cowperwood。 It was not possible for him to do that。 Steger followed； and did his best to render the favorable points made by Mr。 Davison in Cowperwood's behalf perfectly clear to the jury by having him repeat them。 Shannon objected； of course； but it was of no use。 Steger managed to make his point。
He now decided to have Cowperwood take the stand； and at the mention of his name in this connection the whole courtroom bristled。
Cowperwood came forward briskly and quickly。 He was so calm； so jaunty； so defiant of life； and yet so courteous to it。 These lawyers； this jury； this straw…and…water judge； these machinations of fate； did not basically disturb or humble or weaken him。 He saw through the mental equipment of the jury at once。 He wanted to assist his counsel in disturbing and confusing Shannon； but his reason told him that only an indestructible fabric of fact or seeming would do it。 He believed in th